Real Estate Calculators
Free tools to understand the numbers before you buy, sell, or invest.
Buyer Tools
Mortgage Payment Calculator
Estimate your monthly mortgage payment and total housing costs.
Home Affordability Calculator
Find out the maximum purchase price you can qualify for.
Closing Cost Calculator
Estimate land transfer tax and all closing costs by province.
Down Payment & Cash Required
Calculate your minimum down payment, CMHC insurance, and total cash needed to close.
Mortgage Refinance Calculator
See if refinancing makes sense after penalties.
Bi-Weekly Payment Savings
See how much interest accelerated payments save you.
HELOC Borrowing Power
Find out how much home equity you can access.
Seller Tools
Decision Tools
Landlord Tools
Rental Cash Flow Calculator
Calculate monthly cash flow and cash-on-cash return.
Cap Rate Calculator
Calculate NOI and capitalization rate for any property.
Rental Property ROI Calculator
Total return including cash flow, equity, and appreciation.
Rent Increase Calculator
Check the allowable rent increase in your province.
Capital Gains on Rental Sale
Estimate capital gains tax on an investment property sale.
CCA / Depreciation Calculator
Project your annual Class 1 CCA deduction for a rental property.
Agent Tools
GCI Goal Calculator
Find out how many deals you need to hit your income target.
Commission Split Calculator
Calculate your take-home after brokerage split and fees.
Deals Needed Calculator
Back-calculate deals and leads needed from an income goal.
Referral Fee Calculator
Calculate referral fee and your net commission.
HST on Commission
Calculate HST collected and net amount owing by province.
Buyer Rebate Calculator
Calculate rebate to buyer and your net commission after HST.
Personal Finance
Home Efficiency Tools
Heat Pump vs. Furnace Calculator
Compare annual heating costs and payback period between a heat pump and gas furnace.
Insulation Upgrade Savings Calculator
Calculate annual energy savings and payback from upgrading your home's insulation.
Window Replacement Payback Calculator
See how much you'll save on heating by replacing single or older double-pane windows.
Solar Panel ROI Calculator
Calculate the return on investment for a residential solar panel system in Canada.
Smart Thermostat Savings Calculator
Estimate how much a smart thermostat will save on your annual heating bill.
EV Charger Payback Calculator
Calculate fuel savings and payback period for installing a Level 2 EV charger at home.