Privacy Policy

1. Who We Are

RealCalculators.ca ("we", "our", or "us") operates the website located at realcalculators.ca — a free suite of Canadian real estate and financial calculators. We are committed to protecting your privacy in accordance with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation.

Questions about this policy can be directed to: stevenjdavies2013@gmail.com

2. Information We Collect

a) Information You Provide

To unlock full calculator results, we ask for your email address. This is stored securely in our database and used only to communicate relevant updates, guides, or product information. You may unsubscribe at any time.

b) Automatically Collected Information

We automatically collect certain information when you visit our site, including:

• Pages visited and calculators used (via Google Analytics 4)
• Browser type, device type, and approximate geographic location (country/region)
• Referring website and search terms used to find us
• Anonymous calculator usage events (which tools are used, not the values entered)

Calculator inputs you enter (home prices, income, loan amounts, etc.) are never stored on our servers. All calculations happen in your browser.

c) Cookies and Tracking Technologies

We use cookies and similar technologies. See our Cookie Policy for full details.

3. How We Use Your Information

• To provide and improve our calculator tools
• To understand which calculators are most useful (aggregate analytics)
• To send relevant email communications (if you provided your email)
• To serve relevant advertisements via Google AdSense
• To comply with legal obligations

We do not sell, rent, or trade your personal information to third parties.

4. Third-Party Services

We use the following third-party services that may collect data independently:

• Google Analytics 4 — website analytics. See Google's Privacy Policy.
• Google Tag Manager — tag management. See Google's Privacy Policy.
• Google AdSense — advertising. Google may use cookies to serve ads based on your prior visits. See Google's Advertising Policies. You can opt out at google.com/settings/ads.
• Supabase — secure database hosting for email addresses. Data is stored on servers in compliance with industry security standards.
• Vercel — website hosting. Vercel may log IP addresses and request data for security and performance purposes.

5. Data Retention

Email addresses are retained until you request deletion. Anonymous analytics data is retained per the default retention settings of Google Analytics (14 months). Calculator usage events are retained indefinitely in aggregate form.

6. Your Rights

Under PIPEDA, you have the right to:

• Know what personal information we hold about you
• Request correction of inaccurate information
• Withdraw consent and request deletion of your personal information

To exercise these rights, email us at stevenjdavies2013@gmail.com. We will respond within 30 days.

7. Children's Privacy

Our site is not directed at children under 13. We do not knowingly collect personal information from children. If you believe a child has provided us personal information, please contact us and we will delete it promptly.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date at the top of this page reflects when the most recent changes were made. Continued use of the site after changes constitutes acceptance of the updated policy.