Understand the Numbers Before You Buy or Sell
Free Canadian real estate calculators for buyers, sellers, and move-up homeowners. No listings. No lead forms. Just the math.
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Mortgage Payment Calculator
Estimate your monthly mortgage payment and total housing costs.
Home Affordability Calculator
Find out the maximum purchase price you can qualify for.
Closing Cost Calculator
Estimate land transfer tax and all closing costs by province.
Home Sale Proceeds Calculator
See exactly how much you'll keep after selling your home.
Move-Up Calculator
Can you sell your current home and buy a more expensive one?
Buy Now vs Wait Calculator
Compare the financial trade-off of buying now versus waiting.
Down Payment & Cash Required
Calculate your minimum down payment, CMHC insurance, and total cash needed to close.
Rent vs Buy Calculator
Compare the true financial cost of renting versus buying over time.
Realtor Commission Calculator
Estimate total commission and tax on commission for your home sale.
Break-Even Selling Calculator
Find the minimum sale price to avoid a loss after costs.
Mortgage Refinance Calculator
See if refinancing makes sense after penalties.
Bi-Weekly Payment Savings
See how much interest accelerated payments save you.
HELOC Borrowing Power
Find out how much home equity you can access.
Rental Cash Flow Calculator
Calculate monthly cash flow and cash-on-cash return.
Cap Rate Calculator
Calculate NOI and capitalization rate for any property.
Rental Property ROI Calculator
Total return including cash flow, equity, and appreciation.
Rent Increase Calculator
Check the allowable rent increase in your province.
Capital Gains on Rental Sale
Estimate capital gains tax on an investment property sale.
CCA / Depreciation Calculator
Project your annual Class 1 CCA deduction for a rental property.
RRSP Savings Calculator
See your tax refund and projected RRSP value at retirement.
Canadian Retirement Planner
Project your retirement income including CPP, OAS, and savings.
GCI Goal Calculator
Find out how many deals you need to hit your income target.
Commission Split Calculator
Calculate your take-home after brokerage split and fees.
Deals Needed Calculator
Back-calculate deals and leads needed from an income goal.
Referral Fee Calculator
Calculate referral fee and your net commission.
HST on Commission
Calculate HST collected and net amount owing by province.
Buyer Rebate Calculator
Calculate rebate to buyer and your net commission after HST.
Canadian Formulas
Semi-annual compounding, stress test, provincial land transfer tax, and CMHC rules built in.
Transparent Math
Every assumption is visible and editable. You see exactly where each number comes from.
Works on Any Device
Fully responsive. Run your numbers at home or at the open house.